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Fancy Necklace

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Financing Programs
 

American Jewelry Exchanges offers Credit Financing options and a No Credit Needed* Lease Purchase Program provides the option to take your jewelry home today.

No Credit Needed

*American Jewelry Exchanges evaluates your financial history to determine if our program is suitable for your needs.  Not all applicants are approved.

 Quick Approval

Discover how much you can get approved for and get the jewelry you want today.  In some cases approval may take up to 48 hours. 

90

90-Day Purchase Option

Standard agreement offers 12 months to ownership. 90-day purchase options**

cost more than the retailer's cash price

(except 3-month option in CA).

To purchase early call 720-548-2746

Flexible Payment

Flexible weekly, bi-weekly or

monthly payment options. 

How does it work?

Step 1

Apply online.

www

Step 2

Visit americanjewelryexchanges.com

to shop.

Step 3

Sign your lease agreement, make your initial payment and have your jewelry shipped to you

Start paying your lease off. Once you have made your last payment, you will own your favorite piece of jewelry. 

Why a lease?

Things to consider when looking into a Lease:

​

  • No credit needed*

  • Alternative to using a credit card.

  • Requires an initial payment.

  • Easy application process.

  • Acquiring ownership by leasing costs more than the retailer’s cash price.

  • Affordable lease-to-own payments.

  • 90-day purchase option** available.

  • Take your item home the same day or schedule delivery.

  • You do not own the merchandise until it is paid in full.

Ready to apply?

You Need:

​

  • To be 18 years or older.

  • A Social Security Number.

  • A bank routing and account number for an open and active checking account

  • An active credit or debit card number

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by American Jewelry Exchanges, LLC. 

*No Credit Needed: American Jewelry Exchanges LLC may obtain information from credit bureaus, public records, or other verifying sources. Not all applicants are approved.

**90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 720-548-2746

†Regular initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

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